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Scam Alert | From 'Urb to 'Burb Blog

Friday, December 13, 2019   /   by Vanessa Saunders

Welcome HoweyCoin, the newest crypto-currency endorsed by the SEC.

Once upon a time, you could count the number and types of crypto-currency on one hand. That is no longer possible. The market for crypto - Bitcoins, Altcoins and tokens has grown in leaps and bounds. Besides Bitcoin, the "brand name" in crypto currency, there is LiteCoin, PotCoin (I think I know where they're going with that one), TitCoin (I have no idea where they're going with that one but their logo gives me a hint), NXT, MEM, ConYeCoin (as in a certain rap star) and DogeCoin, pronounced "Doggie-Coin."

The newest "coin" on the market and available online is called HoweyCoin. According to the HoweyCoin website, most travel businesses “require processing, centralized currency, and most importantly, nickel and dime fees that add up to literally billions.”

HoweyCoin is different, the site says, because:

“HoweyCoins utilize the latest crypto-technology to allow travelers to purchase all segments without these limitations, allowing HoweyCoin users to buy, sell ...

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  hudson valley real estate, hudson valley property, hudson valley home, 'urb to 'burb, scam alert, blockchain, cryptocurrency

Monday, November 4, 2019   /   by Vanessa Saunders

You may be one in five Hudson Valley home buyers may be committing mortgage fraud.

It is estimated that one in five residential loan applications for buying a Hudson Valley home commit mortgage fraud. According to a CoreLogic study, income fraud ? "misrepresenting the existence, continuance, source or amount of income used to qualify for a mortgage" ? was the most common type of fraud the company saw in residential loan applications it reviewed from 2017 to 2018, at more than 22 percent.

Mortgage fraud carries a penalty of up to 30 years in jail or $1 million in fines, and most people think it's a crime committed by a lender. All it takes is a little white lie on a mortgage application to put a potentially put a borrower in big trouble. 

Here are five common forms of mortgage fraud, in case you're one of worried about getting a knock on your door.

1. Inflating your declared income.


If you're dying for a certain home but it's just a little out of your budget, it may be tempting to fudge your income to qualify for a larger loan. This is especia ...

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  hudson valley real estate, hudson valley property, hudson valley home, buying a home, 'urb to 'burb, mortgage process, down payment, fha, real estate scams, negotiating price, scam alert

Friday, October 18, 2019   /   by Vanessa Saunders

These real estate big wigs who "don't want to be treated like children" need a good spanking.

"We don't want to be treated like children." said industry big-wigs Gary Gold, executive vice president at Hilton & Hyland, and Mauricio Umansky, founder of The Agency. Their complaint was expressed at Inman News's Luxury Real Estate Connect convention in Beverly Hills, and alludes to an ongoing policy debate about off-market and "pocket" listings.

To those non-REALTORS® in the audience, off-market and "pocket" listings are illegal practices committed by unscrupulous REALTORS® to help them sell properties listed by them to their own buyers, denying access to other agents in order to get a commission from both sides of the deal.

Apparently, Gary and Maury want to have them. 

Really guys? Then if you don't want to be treated like children, stop acting like them. Keeping pocket listings is both a disservice to your sellers and to your REALTOR® colleagues. You are not acting in the best interest of your sellers, as you are sworn to do. Don't you remember tha ...

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  hudson valley real estate, hudson valley property, hudson valley home, buying a home, hudson valley home owners, hudson valley home sellers, 'urb to 'burb, why work with a realtor, hudson valley house, first time home buyer, bidding war, real estate scams, scam alert

Thursday, July 11, 2019   /   by Vanessa Saunders

Professional Hacker Tricks: how they get in to your computer.

(This isn't just about real estate but it's damn fine information for anyone, REALTOR®, buyer, seller or anyone with access to social media and the Internet.)



Why do hackers do it? Why do they spend hours trying to break into corporate and government computers? Because breaking into a computer system is like getting the keys to the corporate kingdom, gaining trust and access.

These are not nice people.They are not just some teenager sitting in his bedroom in his pajamas, clicking around on a lap-top. More likely, they are foreign nationals in a concrete office building, surrounded by other hackers pounding away at your security system to plant malware, get passwords and banking information and encrypting entire systems to sell for ransom. Their targets range from small businesses and individuals, to the computer systems of entire cities, which happened to Baltimore and Philadelphia recently. 

So how in the heck do hackers get your company info to target an at ...

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  hudson valley real estate, hudson valley property, hudson valley home sellers, orange county ny, rockland county, westchester county, ulster county, sullivan county, selling your home, manhattan, dutchess, sales strategies, hudson valley house, hudson valley living, delaware county, scam alert

Global Property Systems
Vanessa Saunders MBA MIMC CIPS - NYS RE Principal Broker
56 Lafayette Avenue Suite 320
White Plains, NY 10603
914-290-5258

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The data relating to real estate for sale or lease on this web site comes in part from MHMLS. Real estate listings held by brokerage firms other than Vanessa Saunders - Global Property Systems are marked with the MHMLS logo or an abbreviated logo and detailed information about them includes the name of the listing broker. The information appearing herein has not been verified by the Mid-Hudson Multiple Listing Service, Inc. or by any individual(s) who may be affiliated with said entity, all of whom hereby collectively and severally disclaim any and all responsibility for the accuracy of the information appearing at this web site, at any time or from time to time. All such information should be independently verified by the recipient of such data. This data is not warranted for any purpose. ©2020 Mid-Hudson Multiple Listing Service, Inc. All rights reserved.
The data relating to real estate on this website comes, in part, through the IDX of the Multiple Listing Service of Ulster County, Inc. Real estate listings held by brokerage firms other than Vanessa Saunders - Global Property Systems are marked with the IDX logo and detailed information about them includes the name of the listing broker.