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Home Investment | From 'Urb to 'Burb Blog

Monday, November 11, 2019   /   by Vanessa Saunders

Zero-down VA Mortgages: Thank You, Veterans

2019110-11-Veteran.jpg
Veterans qualify for ZERO-down home mortgages when buying a home. So far, thousands have taken advantage of this amazing benefit for our veterans and active-duty service personnel. Thank you, vets!

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  hudson valley real estate, hudson valley property, hudson valley home, home investment, buying a home, hudson valley home owners, 'urb to 'burb, mortgage rates, mortgage process, financing, first time home buyer, hudson valley events, lending, down payment, veterans

Friday, November 08, 2019   /   by Vanessa Saunders

Garage conversions: Add space to the living space you already have.

The housing crunch in the Hudson Valley slowed real estate sales this summer as home owners elected to "stay put" rather than sell their homes. Some home owners looking for more living space have chosen to build an addition, rather than sell and move up to a larger house.

When you need more living space in your home, converting your garage into a room can be an attractive option. Although costs will vary based on your location and specific plans, a garage remodel will generally cost about half of what you’d expect to spend when building a home addition from scratch. However, there are many things to consider before beginning a project like this.

Converting a garage into a living space is a big job that includes raising the floor, insulating the walls, adding heating, cooling and ventilation, and updating doors and windows. Before you begin a garage makeover, take the time to consider all aspects of the project.

Yes, you'll need planning permission to do nearly any ki ...

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  hudson valley real estate, hudson valley property, hudson valley home, home investment, hudson valley home owners, 'urb to 'burb, housing sales inventory, hudson valley living, home fire safety

Tuesday, November 05, 2019   /   by Vanessa Saunders

Don't forget your quarter when you hit the Nanuet Aldi store.

If you've shopped at the new Aldi grocery store which just opened up in the former Pathmark location in Nanuet, NY, you've probably found out just how important that quarter deposit you paid to use a shopping cart really is. If I told total strangers I'd give them a quarter to push a cart across the parking lot and back, I can just imagine the response I'd get from most New Yorkers. But when it comes to getting back their 25-cent cart deposit, New Yorkers will move heaven and earth. 

Aldi executives of course know this little bit of human behavioral science. The company can never over-estimate what we'll do to get our quarter back. In the mean time, it saves them thousands of dollars by not needing shopping cart wranglers to do the job.

So just what is the buzz about this funny new grocery store that makes you rent carts, bring and pack your own grocery bags and has "wham, ban, thank you ma'am" cash register checkers who ring up your shopping at the speed of light?

Al ...

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  hudson valley real estate, hudson valley home, home investment, rockland county, 'urb to 'burb, hudson valley living, upstate ny

Friday, November 01, 2019   /   by Vanessa Saunders

Is the cost of buying a Hudson Valley home driving you to drink?

Are we experiencing an affordability crisis in housing today? The gap between the increase in personal income and residential real estate prices has been used to defend the idea. 

It is true that home prices and wages are two key elements in any affordability equation. There is, however, an extremely important third component to that equation: mortgage interest rates.

Mortgage interest rates have fallen by more than a full percentage point from this time last year. Today’s rate is 3.75%; it was 4.86% at this time last year. This has dramatically increased a purchaser’s ability to afford a home.

Here are three reports validating that purchasing a home is in fact more affordable today than it was a year ago:

CoreLogic’s Typical Mortgage Payment

“Falling mortgage rates and slower home-price growth mean that many buyers this year are committing to lower mortgage payments than they would have faced for the same home last year. After rising at a ...

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  hudson valley real estate, hudson valley property, hudson valley home, home investment, orange county ny, westchester county, 'urb to 'burb, sullivan county, mortgage rates, hudson valley house, manhattan, dutchess, buying vs renting, financing, first time home buyer

Wednesday, October 30, 2019   /   by Vanessa Saunders

Camp Dramatica just sold in Barryville, Sullivan County NY.

MLS Number: 4915188
Bedrooms: 3
Bathrooms: 3.5
Year Built: 2003
Building Size: 3920 Square Feet
Lot Size: 12.06 Acres

 

Sitting serenely on a bluff on 12 acres of rolling land, this stunning Contemporary Post-and-Beam custom-designed home commands superb mountain views, is completely private and secluded. Built with meticulous attention to detail, the home is intriguing and unique, dramatic and elegant but with a relaxed ambiance. With soaring ceilings, walls of windows, fine touches like custom steel-and-wood floating staircases, a lofted gallery, high-end finishes, two magnificent masonry fireplaces and a 1st floor master suite, the space is flowing & flexible. The spectacular 3-chef kitchen has Birch cabinets, granite counters, walnut-inlaid butcher block, zinc sheeting and top-of-the-line appliances, it’s gorgeous, entirely functional & made for entertainment. Intriguing and unique, the house sparkles with unusual surfaces from polished concrete an ...

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  hudson valley real estate, hudson valley property, hudson valley home, home investment, buying a home, housing sales, 'urb to 'burb, sullivan county, hudson valley house, just sold, upstate ny

Global Property Systems
Vanessa Saunders MBA MIMC CIPS - NYS RE Principal Broker
56 Lafayette Avenue Suite 320
White Plains, NY 10603
914-290-5258

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The information appearing herein has not been verified by the Hudson Gateway Multiple Listing Service, Inc. or the Hudson Gateway Association of Realtors, Inc. or by any individual(s) who may be affiliated with said entities, all of whom hereby collectively and severally disclaim any and all responsibility for the accuracy of the information appearing at this web site, at any time or from time to time. All such information should be independently verified by the recipient of such data. This data is not warranted for any purpose.

©2019 Hudson Gateway Multiple Listing Service, Inc. All rights reserved.

The data relating to real estate for sale or lease on this web site comes in part from MHMLS. Real estate listings held by brokerage firms other than Vanessa Saunders - Global Property Systems are marked with the MHMLS logo or an abbreviated logo and detailed information about them includes the name of the listing broker. The information appearing herein has not been verified by the Mid-Hudson Multiple Listing Service, Inc. or by any individual(s) who may be affiliated with said entity, all of whom hereby collectively and severally disclaim any and all responsibility for the accuracy of the information appearing at this web site, at any time or from time to time. All such information should be independently verified by the recipient of such data. This data is not warranted for any purpose. ©2019 Mid-Hudson Multiple Listing Service, Inc. All rights reserved.
The data relating to real estate on this website comes, in part, through the IDX of the Multiple Listing Service of Ulster County, Inc. Real estate listings held by brokerage firms other than Vanessa Saunders - Global Property Systems are marked with the IDX logo and detailed information about them includes the name of the listing broker.