Monday, November 11, 2019 / by Vanessa Saunders
Veterans qualify for ZERO-down home mortgages when buying a home. So far, thousands have taken advantage of this amazing benefit for our veterans and active-duty service personnel. Thank you, vets!
Friday, November 08, 2019 / by Vanessa Saunders
The housing crunch in the Hudson Valley slowed real estate sales this summer as home owners elected to "stay put" rather than sell their homes. Some home owners looking for more living space have chosen to build an addition, rather than sell and move up to a larger house.
When you need more living space in your home, converting your garage into a room can be an attractive option. Although costs will vary based on your location and specific plans, a garage remodel will generally cost about half of what you’d expect to spend when building a home addition from scratch. However, there are many things to consider before beginning a project like this.
Converting a garage into a living space is a big job that includes raising the floor, insulating the walls, adding heating, cooling and ventilation, and updating doors and windows. Before you begin a garage makeover, take the time to consider all aspects of the project.
Yes, you'll need planning permission to do nearly any ki ...
Tuesday, November 05, 2019 / by Vanessa Saunders
If you've shopped at the new Aldi grocery store which just opened up in the former Pathmark location in Nanuet, NY, you've probably found out just how important that quarter deposit you paid to use a shopping cart really is. If I told total strangers I'd give them a quarter to push a cart across the parking lot and back, I can just imagine the response I'd get from most New Yorkers. But when it comes to getting back their 25-cent cart deposit, New Yorkers will move heaven and earth.
Aldi executives of course know this little bit of human behavioral science. The company can never over-estimate what we'll do to get our quarter back. In the mean time, it saves them thousands of dollars by not needing shopping cart wranglers to do the job.
So just what is the buzz about this funny new grocery store that makes you rent carts, bring and pack your own grocery bags and has "wham, ban, thank you ma'am" cash register checkers who ring up your shopping at the speed of light?
Friday, November 01, 2019 / by Vanessa Saunders
Are we experiencing an affordability crisis in housing today? The gap between the increase in personal income and residential real estate prices has been used to defend the idea.
It is true that home prices and wages are two key elements in any affordability equation. There is, however, an extremely important third component to that equation: mortgage interest rates.
Mortgage interest rates have fallen by more than a full percentage point from this time last year. Today’s rate is 3.75%; it was 4.86% at this time last year. This has dramatically increased a purchaser’s ability to afford a home.
Here are three reports validating that purchasing a home is in fact more affordable today than it was a year ago:
CoreLogic’s Typical Mortgage Payment
“Falling mortgage rates and slower home-price growth mean that many buyers this year are committing to lower mortgage payments than they would have faced for the same home last year. After rising at a ...
Wednesday, October 30, 2019 / by Vanessa Saunders
MLS Number: 4915188
Year Built: 2003
Building Size: 3920 Square Feet
Lot Size: 12.06 Acres
Sitting serenely on a bluff on 12 acres of rolling land, this stunning Contemporary Post-and-Beam custom-designed home commands superb mountain views, is completely private and secluded. Built with meticulous attention to detail, the home is intriguing and unique, dramatic and elegant but with a relaxed ambiance. With soaring ceilings, walls of windows, fine touches like custom steel-and-wood floating staircases, a lofted gallery, high-end finishes, two magnificent masonry fireplaces and a 1st floor master suite, the space is flowing & flexible. The spectacular 3-chef kitchen has Birch cabinets, granite counters, walnut-inlaid butcher block, zinc sheeting and top-of-the-line appliances, it’s gorgeous, entirely functional & made for entertainment. Intriguing and unique, the house sparkles with unusual surfaces from polished concrete an ...