Thursday, October 31, 2019 / by Vanessa Saunders
Are you frightened of home ownership and all it entails? We recently closed on a property with a buyer who admittedly was on the verge of vomiting at every step of the process. From the time she submitted her offer, to the closing table, just the thought of never being debt free again by carrying hundreds of thousands of mortgage debt, was downright terrifying to her. But we got her through it, and now she is settled in, and her finances are under control again. She couldn’t be happier. But it took a team of specialists to get her there, a team who took the time to listen to her concerns, providing empathy and experience to help her overcome her fears.
Here at Global Property Systems we did some research on what makes a buyer scared of jumping off the rental roundabout and into home ownership. We discovered that many are terrified at the thought, when we asked a buyer who fessed up to being scared - until they met us, of course! But what were the ma ...
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hudson valley real estate, hudson valley property, hudson valley home, buying a home, orange county ny, rockland county, westchester county, 'urb to 'burb, ulster county, sullivan county, manhattan, dutchess, first time home buyer, halloween, ghosts and ghouls, victorian mansions
Thursday, October 24, 2019 / by Vanessa Saunders
We have preached here often about correctly pricing a Hudson Valley home for sale. Sellers should know how an overly-optimistic price can drive away buyers no matter how great the marketing. We've tried to pound home how important using comps and the expertise of a local area real estate specialist is in getting an idea of fair market value.
But one of the most overlooked factors sellers should consider is understanding how a search works in their particular market. What does that mean? This story should explain.
Let's say a Hudson Valley home owner believes his house is worth $410,000 because a neighboring home with the same floor-plan just sold a few blocks down the street for $400,000. But his home has a better location in a cul-de-sac and should sell for more, in theory. In reality, it would be a major mistake to price the property at $410,000. The reason being is that many real estate marketplaces such as Trulia and Zillow use search filters and the $400,000 mark i ...
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hudson valley real estate, hudson valley property, hudson valley home, hudson valley home sellers, housing sales, selling your home, house pricing, halloween, ghosts and ghouls
Monday, October 31, 2016 / by Vanessa Saunders
In talking to people about their plans on owning a home, I've found that a considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainty about the buying process. A specific cause for concern tends to be mortgage qualification.
For many, the mortgage process can be scary, but it doesn’t have to be!
In order to qualify in today’s market, you’ll need to have saved for a down payment (the average down payment on all loans was 11% last month, with many buyers putting down 3% or less), a stable income and good credit history.
Throughout the entire home buying process, you will interact with many different professionals, all of which perform necessary roles. These professionals are also valuable resources for you.
Once you’re ready to apply, here are 5 easy steps that Freddie Mac suggests to follow:
Find out your current credit history & score – even if you don’t have per. ...
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halloween, mortgage process
Thursday, October 27, 2016 / by Vanessa Saunders
Yes, it's that spooky time of year again, Halloween. And if you're anything like me you'll take extra precautions to avoid dog walks past grave-yards and creepy looking properties. As a Realtor, I don't usually have a choice where I end up, but given the chance, I take steps to steer clear of spooky places. Luckily for those of us who are sensitive to these matters, (or should that I say anti-matters?) we are now able to check in advance for spookiness.
Real Estate web portal Trulia.com has developed a national map of Unnatural Hazards which enables anyone to check their destination for the likelihood of encountering a ghoul or two....
Their interactive map also shows places where ghost sightings have been reported, vampires bites taken place, and zombie infestations. Even parallel dimensions in the form of wormholes or the like have been documented.
A parallel dimension, according to this interesting site's classification explanation, is a place where the most ...
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ghosts and ghouls, halloween
