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Halloween | From 'Urb to 'Burb Blog

Thursday, October 31, 2019   /   by Vanessa Saunders

Frightened of Home Ownership? Don't be a Scaredy Cat!

Are you frightened of home ownership and all it entails? We recently closed on a property with a buyer who admittedly was on the verge of vomiting at every step of the process. From the time she submitted her offer,  to the closing table, just the thought of never being debt free again by carrying hundreds of thousands of mortgage debt, was downright terrifying to her. But we got her through it, and now she is settled in, and her finances are under control again. She couldn’t be happier. But it took a team of specialists to get her there, a team who took the time to listen to her concerns, providing empathy and experience to help her overcome her fears. 

Here at Global Property Systems we did some research on what makes a buyer scared of jumping off the rental roundabout and into home ownership.   We discovered that many are terrified at the thought, when we asked a buyer who fessed up to being scared - until they met us, of course! But what were the ma ...

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  hudson valley real estate, hudson valley property, hudson valley home, buying a home, orange county ny, rockland county, westchester county, 'urb to 'burb, ulster county, sullivan county, manhattan, dutchess, first time home buyer, halloween, ghosts and ghouls, victorian mansions

Thursday, October 24, 2019   /   by Vanessa Saunders

The one little-known home pricing factor that can scare away buyers.

We have preached here often about correctly pricing a Hudson Valley home for sale. Sellers should know how an overly-optimistic price can drive away buyers no matter how great the marketing. We've tried to pound home how important using comps and the expertise of a local area real estate specialist is in getting an idea of fair market value. 

But one of the most overlooked factors sellers should consider is understanding how a search works in their particular market. What does that mean? This story should explain. 

Let's say a Hudson Valley home owner believes his house is worth $410,000 because a neighboring home with the same floor-plan just sold a few blocks down the street for $400,000. But his home has a better location in a cul-de-sac and should sell for more, in theory. In reality, it would be a major mistake to price the property at $410,000. The reason being is that many real estate marketplaces such as Trulia and Zillow use search filters and the $400,000 ma ...

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  hudson valley real estate, hudson valley property, hudson valley home, hudson valley home sellers, housing sales, selling your home, house pricing, halloween, ghosts and ghouls

Monday, October 31, 2016   /   by Vanessa Saunders

GPS can Take the Fear out of the Mortgage Process

In talking to people about their plans on owning a home, I've found that a considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainty about the buying process. A specific cause for concern tends to be mortgage qualification.
For many, the mortgage process can be scary, but it doesn’t have to be!
In order to qualify in today’s market, you’ll need to have saved for a down payment (the average down payment on all loans was 11% last month, with many buyers putting down 3% or less), a stable income and good credit history.
Throughout the entire home buying process, you will interact with many different professionals, all of which perform necessary roles. These professionals are also valuable resources for you.
Once you’re ready to apply, here are 5 easy steps that Freddie Mac suggests to follow:

Find out your current credit history & score – even if you don’t have per ...

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  halloween, mortgage process

Thursday, October 27, 2016   /   by Vanessa Saunders

What's Your Possibility of a Ghost or Ghoul Sighting...

Yes, it's that spooky time of year again, Halloween. And if you're anything like me you'll take extra precautions to avoid dog walks past grave-yards and creepy looking properties. As a Realtor, I don't usually have a choice where I end up, but given the chance, I take steps to steer clear of spooky places. Luckily for those of us who are sensitive to these matters, (or should that I say anti-matters?) we are now able to check in advance for spookiness.

Real Estate web portal Trulia.com has developed a national map of Unnatural Hazards which enables anyone to check their destination for the likelihood of encountering a ghoul or two....

Their interactive map also shows places where ghost sightings have been reported, vampires bites taken place, and zombie infestations. Even parallel dimensions in the form of wormholes or the like have been documented. 

A parallel dimension, according to this interesting site's classification explanation, is a place where th ...

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  ghosts and ghouls, halloween

Global Property Systems
Vanessa Saunders MBA MIMC CIPS - NYS RE Principal Broker
56 Lafayette Avenue Suite 320
White Plains, NY 10603
914-290-5258

The data relating to real estate for sale or lease on this web site comes in part from MHMLS. Real estate listings held by brokerage firms other than Vanessa Saunders - Global Property Systems are marked with the MHMLS logo or an abbreviated logo and detailed information about them includes the name of the listing broker. The information appearing herein has not been verified by the Mid-Hudson Multiple Listing Service, Inc. or by any individual(s) who may be affiliated with said entity, all of whom hereby collectively and severally disclaim any and all responsibility for the accuracy of the information appearing at this web site, at any time or from time to time. All such information should be independently verified by the recipient of such data. This data is not warranted for any purpose. ©2020 Mid-Hudson Multiple Listing Service, Inc. All rights reserved.
The data relating to real estate for sale or lease on this web site comes in part from One Key, Inc. Real estate listings held by brokerage firms other than Vanessa Saunders - Global Property Systems are marked with the One Key, Inc logo or an abbreviated logo and detailed information about them includes the name of the listing broker.

The information appearing herein has not been verified by One Key, Inc or by any individual(s) who may be affiliated with said entities, all of whom hereby collectively and severally disclaim any and all responsibility for the accuracy of the information appearing at this web site, at any time or from time to time. All such information should be independently verified by the recipient of such data. This data is not warranted for any purpose.

©2020 One Key, Inc. All rights reserved.

The data relating to real estate on this website comes, in part, through the IDX of the Multiple Listing Service of Ulster County, Inc. Real estate listings held by brokerage firms other than Vanessa Saunders - Global Property Systems are marked with the IDX logo and detailed information about them includes the name of the listing broker.