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From 'Urb to 'Burb Blog

Friday, March 22, 2019   /   by Vanessa Saunders

Prepare your Hudson Valley home to SELL with this handy sellers check-list.

Global Property Systems says:

When listing your house for sale, your top goal will be to get the home sold for the best price possible!
There are many small projects that you can do to ensure this happens!
Contact the Global Property Systems team for a list of specific suggestions for getting your house ready for market. We are also a great resource for finding contractors near you who can help!

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Wednesday, March 20, 2019   /   by Vanessa Saunders

Hey Hudson Valley Home Owners: Reduce your local property taxes by 90% like Target does.

Want to reduce your property taxes by up to 90%? Do like Target stores is doing. Get a lawyer and get in line.

Target, Walmart and other big box retailers with stores in small and medium sized New York towns have hit upon a way to cut their town and school property taxes by as much as 90 percent! Very good for the retailer's bottom line, but bad news for small and medium-size towns relying on major national brick and mortar retailers for tax dollars. They'll be hung out to dry, and left to find other sources to cover the shortfall in town assessments. (And guess who who that'll be!)
A report in syracuse.com posted March 18, 2019 outlined how large retail and drug store retailers are using a tax dodging strategy that has already lowered their property bills in other states. 
Stores like Target, Walmart, Kohls, as well as large home improvement and drug stores we all know and love are trying to get their tax bills reduced by as much as  99% in suburban towns in Central ...

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Tuesday, March 19, 2019   /   by Vanessa Saunders

Rest easy! Hudson Valley home prices won't depreciate in the next recession. Here's why.

Last week, the National Association for Business Economics released their February 2019 Economic Policy Survey. The survey revealed that a majority of the panel believe an economic slowdown is in the near future:

“While only 10% of panelists expect a recession in 2019, 42% say a recession will happen in 2020, and 25% expect one in 2021.”

Their findings coincide with three previous surveys calling for a slowdown sometime in the next two years:

The Pulsenomics Survey of Market Analysts
The Wall Street Journal Survey of Economists
The Duke University Survey of American CFOs

That raises the question: Will the real estate market be impacted like it was during the last recession?
A recession does not equal a housing crisis. According to the dictionary definition, a recession is:

“A period of temporary economic decline during which trade and industrial activity are reduced, generally identified by a fall in GDP in two successive quarters.&r ...

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Monday, March 18, 2019   /   by Vanessa Saunders

Hudson Valley Home Buyers: Seven things you can do to screw up your loan approval (and why you shouldn't.)

Congratulations! You’ve found a home to buy and have applied for a mortgage! You are undoubtedly excited about the opportunity to decorate your new home! But before you make any big purchases, move any money around, or make any big-time life changes, consult your loan officer. They will be able to tell you how your decision will impact your home loan.
Below is a list of 7 Things You Shouldn’t Do After Applying for a Mortgage! Some may seem obvious, but some may not!
1. Don’t change jobs or the way you are paid at your job! Your loan officer must be able to track the source and amount of your annual income. If possible, you’ll want to avoid changing from salary to commission or becoming self-employed during this time as well.
2. Don’t deposit cash into your bank accounts. Lenders need to source your money and cash is not really traceable. Before you deposit any amount of cash into your accounts, discuss the proper way to document yo ...

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Tuesday, March 5, 2019   /   by Vanessa Saunders

Did you miss out by NOT selling your Hudson Valley home in 2018? Don't do that again!

We've written before about how the 2018 housing market was a good time to sell a home. Although prices have slowed and mortgage rates have risen a little, you can't go back to get in on 2018 economics. Still, selling now is better than later, and here's why.

If you purchased a home in the last couple of years, still love it and are happy where you are, you can probably afford to wait five or so years before you think about moving up or moving out. But if you're on the fence about selling this year or next, spring of 2019 will be the better time to put your home on the market. 

Many experts are encouraging home owners planning to sell in the near term to go ahead and list. Nick Ron, CEO of House Buyers of America, was recently quoted in U.S. News and World Report suggesting sellers should be "Going with the devil you know rather than the devil you don’t. I think it’ll be better than 2020 and 2021 – who knows what’s going to happen in those years,&rdq ...

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Global Property Systems
Vanessa Saunders MBA MIMC CIPS - NYS RE Principal Broker
56 Lafayette Avenue Suite 320
White Plains, NY 10603
914-290-5258

 photo farmhill_zpscf14aff1.pngThe data relating to real estate for sale or lease on this web site comes in part from HGMLS. Real estate listings held by brokerage firms other than Global Property Systems Real Estate are marked with the HGMLS logo or an abbreviated logo and detailed information about them includes the name of the listing broker.
The information appearing herein has not been verified by the Hudson Gateway Multiple Listing Service, Inc. or the Hudson Gateway Association of Realtors, Inc. or by any individual(s) who may be affiliated with said entities, all of whom hereby collectively and severally disclaim any and all responsibility for the accuracy of the information appearing at this web site, at any time or from time to time. All such information should be independently verified by the recipient of such data. This data is not warranted for any purpose.

The data relating to real estate for sale or lease on this web site comes in part from MHMLS. Real estate listings held by brokerage firms other than Global Property Systems Real Estate are marked with the MHMLS logo or an abbreviated logo and detailed information about them includes the name of the listing broker. The information appearing herein has not been verified by the Mid-Hudson Multiple Listing Service, Inc. or by any individual(s) who may be affiliated with said entity, all of whom hereby collectively and severally disclaim any and all responsibility for the accuracy of the information appearing at this web site, at any time or from time to time. All such information should be independently verified by the recipient of such data. This data is not warranted for any purpose. ©2019 Mid-Hudson Multiple Listing Service, Inc. All rights reserved.

The data relating to real estate for sale or lease on this web site comes in part from HGMLS. Real estate listings held by brokerage firms other than are marked with the HGMLS logo or an abbreviated logo and detailed information about them includes the name of the listing broker.

The information appearing herein has not been verified by the Hudson Gateway Multiple Listing Service, Inc. or the Hudson Gateway Association of Realtors, Inc. or by any individual(s) who may be affiliated with said entities, all of whom hereby collectively and severally disclaim any and all responsibility for the accuracy of the information appearing at this web site, at any time or from time to time. All such information should be independently verified by the recipient of such data. This data is not warranted for any purpose.

©2019 Hudson Gateway Multiple Listing Service, Inc. All rights reserved.

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