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From 'Urb to 'Burb Blog

Monday, November 12, 2018   /   by Vanessa Saunders

How to honor a veteran today.

One hundred years ago, on the eleventh hour of the eleventh day of the eleventh month, we marked the end of the “war to end all wars.” That day, which was to be observed annually on the eleventh day of the eleventh month, became known as Armistice Day and then, later on, became Veterans Day.

But Veterans Day is not for veterans. They don’t serve for thanks or recognition. Veterans Day sets aside a day for those of us who haven’t worn the uniform to acknowledge those who have.

So today, we honor and remember.
If you ask a military family, ANY military family, how you can help them, they will respond without hesitation, “Make sure my service member is taken care of.”

If you ask a service member, ANY service member, how you can best honor them, they will respond without hesitation, “Take care of my family.”

Don’t know anyone who has served or is serving? More than likely, there are veterans in your midst. Each year, 260 ...

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  hudson valley property, hudson valley home, veterans

Friday, November 9, 2018   /   by Vanessa Saunders

VA (Veteran's Administration) Mortgage Loans By The Numbers!

Some Highlights:
The Veterans Administration (VA) Home Loan is a benefit that is available to more than 22 million veterans & 2 million active duty service members which helps them achieve their dreams of home ownership.
In 2017, $189 billion was loaned to veterans and their families through the program.
VA Purchase Loans are on the rise in 46 out of 50 states and Washington, DC.

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  hudson valley real estate, hudson valley property, hudson valley home, home investment, buying a home, mortgage process, financing

Thursday, November 8, 2018   /   by Vanessa Saunders

75 percent of renters have been misinformed.

Recently, multiple headlines have been written asserting that home ownership is less affordable today than at any other time in the last decade. Though the headlines are technically accurate, they lack context and lead too many Americans to believe that they can’t partake in a major part of the American Dream – owning a home.
In 2008, the housing market crashed and home values fell by as much as 60% in certain markets. This was the major trigger to the Great Recession we experienced from 2008 to 2010. To come back from that recession, mortgage interest rates were pushed down to levels that were never seen before.
For the last ten years, you could purchase a home at a dramatically discounted price and attain a mortgage at a historically low mortgage rate.
Affordability skyrocketed.
Now that home values have returned to where they should be, and mortgage rates are beginning to increase, it is less affordable to own a home than it was over the last ten years.
However, w ...

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  hudson valley real estate, hudson valley property, hudson valley home, home investment, buying a home, buying vs renting, making an offer on a house

Wednesday, November 7, 2018   /   by Vanessa Saunders

Two Myths Holding Back Hudson Valley Home Buyers DEBUNKED!

Urban Institute recently released a report entitled, “Barriers to Accessing Homeownership: Down Payment, Credit, and Affordability,” which revealed that,

“Consumers often think they need to put more money down to purchase a home than is actually required. In a 2017 survey, 68% of renters cited saving for a down payment as an obstacle to home ownership. Thirty-nine percent of renters believe that more than 20% is needed for a down payment and many renters are unaware of low–down payment programs.”

Myth #1: “I Need a 20% Down Payment”
Buyers often overestimate the down payment funds needed to qualify for a home loan. According to the same report:

“Most potential home buyers are largely unaware that there are low-down payment and no-down payment assistance programs available at the local, state, and federal levels to help eligible borrowers secure an affordable down payment.”  

These numbers do not differ much ...

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  hudson valley real estate, hudson valley property, hudson valley home, home investment, buying a home, orange county ny, westchester county, rockland county, ulster county, sullivan county, manhattan, dutchess, financing, credit scores

Monday, November 5, 2018   /   by Vanessa Saunders

Where are all the international buyers of Hudson Valley properties coming from?

We know that international real estate buyers are a big part of the U.S. real estate business. According to a study in the National Association of REALTORS®' October edition of the Global Perspectives report, foreign buyers purchased $121 billion of residential property from April 2017 to March 2018. This represented 288,600 transactions, slightly down but comparable to the previous 12 month period. 


But who are these buyers and where do they come from? Here's the top five, starting with number five:


5. Mexico - $4.2 billion in residential purchases.


What a surprise! Our neighbor to the south is in the top five worldwide buyers of American property. 43% bought in central city/urban areas, a higher percentage than other foreign buyers. Nearly 75% have established legal residency. The most popular state for Mexican purchasers? The Lone Star State of Texas. Yee-Haw!


4. India $7.2 billion in residential purchases.


The vast majority (87%) of foreign buy ...

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  hudson valley real estate, hudson valley property, home investment, housing sales, hudson valley home sellers, orange county ny, westchester county, rockland county, ulster county, sullivan county, manhattan, dutchess

Global Property Systems
Vanessa Saunders MBA MIMC CIPS - NYS RE Principal Broker
56 Lafayette Avenue Suite 320
White Plains, NY 10603
914-290-5258

 photo farmhill_zpscf14aff1.pngThe data relating to real estate for sale or lease on this web site comes in part from HGMLS. Real estate listings held by brokerage firms other than Global Property Systems Real Estate are marked with the HGMLS logo or an abbreviated logo and detailed information about them includes the name of the listing broker.
The information appearing herein has not been verified by the Hudson Gateway Multiple Listing Service, Inc. or the Hudson Gateway Association of Realtors, Inc. or by any individual(s) who may be affiliated with said entities, all of whom hereby collectively and severally disclaim any and all responsibility for the accuracy of the information appearing at this web site, at any time or from time to time. All such information should be independently verified by the recipient of such data. This data is not warranted for any purpose.

The data relating to real estate for sale or lease on this web site comes in part from MHMLS. Real estate listings held by brokerage firms other than Global Property Systems Real Estate are marked with the MHMLS logo or an abbreviated logo and detailed information about them includes the name of the listing broker. The information appearing herein has not been verified by the Mid-Hudson Multiple Listing Service, Inc. or by any individual(s) who may be affiliated with said entity, all of whom hereby collectively and severally disclaim any and all responsibility for the accuracy of the information appearing at this web site, at any time or from time to time. All such information should be independently verified by the recipient of such data. This data is not warranted for any purpose. ©2018 Mid-Hudson Multiple Listing Service, Inc. All rights reserved.

The data relating to real estate for sale or lease on this web site comes in part from HGMLS. Real estate listings held by brokerage firms other than are marked with the HGMLS logo or an abbreviated logo and detailed information about them includes the name of the listing broker.

The information appearing herein has not been verified by the Hudson Gateway Multiple Listing Service, Inc. or the Hudson Gateway Association of Realtors, Inc. or by any individual(s) who may be affiliated with said entities, all of whom hereby collectively and severally disclaim any and all responsibility for the accuracy of the information appearing at this web site, at any time or from time to time. All such information should be independently verified by the recipient of such data. This data is not warranted for any purpose.

©2018 Hudson Gateway Multiple Listing Service, Inc. All rights reserved.

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